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POST
https://finlend.fincode.software
/
api
/
v1
/
services
/
user
/
transfer-funds-to-bank
[https://finlend.fincode.software/api/v1/services/user/transfer-funds-to-bank](https://finlend.fincode.software/api/v1/services/user/transfer-funds-to-bank)

{
  "status": "<string>",
  "data": {
    "transactionReference": "<string>",
    "transferId": "<string>",
    "amount": 123,
    "status": "<string>",
    "transferDate": "<string>",
    "estimatedSettlementTime": "<string>"
  }
}
Customers can use this endpoint to transfer funds from their loan wallet balance to a registered bank account. 
[https://finlend.fincode.software/api/v1/services/user/transfer-funds-to-bank](https://finlend.fincode.software/api/v1/services/user/transfer-funds-to-bank)

​
Request Headers

​
X-Auth-Token
string
required
The JWT Access Token obtained from the /login or /refresh-token endpoint.
​
x-idempotency-key
string
required
Unique idempotency key for the request to prevent duplicate processing.
​
x-fapi-auth-date
string
required
The date and time at which the request was initiated (ISO 8601 format).
​
x-fapi-customer-ip-address
string
required
The IP address of the customer making the request.
​
x-fapi-interaction-id
string
required
Unique identifier for the interaction/session.
​
Content-Type
string
default:"application/json"
required
Must be application/json.

​
Request Body

​
customerId
string
required
The unique identifier (UUID) of the customer making the transfer.
​
amount
number
required
Amount to transfer from wallet to bank account.
​
bankAccountId
string
required
The unique identifier (UUID) of the bank account to transfer funds to.
​
accountNumber
string
required
Bank account number to transfer to.
​
bankCode
string
required
Bank code of the destination bank.
​
accountName
string
required
Account holder name as it appears on the bank account.
​
transactionPin
string
Transaction PIN for authorization (if required).
​
description
string
Optional description or reference for the transfer.

​
Response

Returns confirmation of the fund transfer with transaction details.
​
status
string
default:"SUCCESS"
Overall status of the API request.
​
data
object
Transfer confirmation details.

​
Code Examples

curl --location --request POST 'https://finlend.fincode.software/api/v1/services/user/transfer-funds-to-bank' \
--header 'X-Auth-Token: YOUR_JWT_ACCESS_TOKEN' \
--header 'x-idempotency-key: unique-key-12345' \
--header 'x-fapi-auth-date: 2024-01-15T10:30:00Z' \
--header 'x-fapi-customer-ip-address: 192.168.1.1' \
--header 'x-fapi-interaction-id: interaction-12345' \
--header 'Content-Type: application/json' \
--data '{
    "customerId": "123e4567-e89b-12d3-a456-426614174000",
    "amount": 10000.00,
    "bankAccountId": "123e4567-e89b-12d3-a456-426614174000",
    "accountNumber": "1234567890",
    "bankCode": "058",
    "accountName": "John Doe",
    "transactionPin": "1234",
    "description": "Transfer to savings account"
}'