Payoff Loan

curl --location --request POST 'https://{your-domain}.fincode.software/api/v1/services/user/payoff-loan' \
--header 'X-Auth-Token: YOUR_JWT_ACCESS_TOKEN' \
--header 'x-idempotency-key: unique-key-12345' \
--header 'x-fapi-auth-date: 2024-01-15T10:30:00Z' \
--header 'x-fapi-customer-ip-address: 192.168.1.1' \
--header 'x-fapi-interaction-id: interaction-12345' \
--header 'Content-Type: application/json' \
--data '{
    "loanApplicationId": "123e4567-e89b-12d3-a456-426614174000",
    "paymentMethod": "WALLET",
    "transactionPin": "1234"
}'

const axios = require('axios');

const BASE_URL = 'https://{your-domain}.fincode.software/api/v1/services/user';

async function payoffLoan(accessToken, payoffData) {
  try {
    const response = await axios.post(
      `${BASE_URL}/payoff-loan`,
      {
        loanApplicationId: payoffData.loanApplicationId,
        paymentMethod: payoffData.paymentMethod,
        transactionPin: payoffData.transactionPin,
        payoffAmount: payoffData.payoffAmount,
      },
      {
        headers: {
          'X-Auth-Token': accessToken,
          'x-idempotency-key': `key-${Date.now()}`,
          'x-fapi-auth-date': new Date().toISOString(),
          'x-fapi-customer-ip-address': '192.168.1.1',
          'x-fapi-interaction-id': `interaction-${Date.now()}`,
          'Content-Type': 'application/json',
        },
      }
    );
    return response.data.data;
  } catch (error) {
    console.error(
      'Failed to payoff loan:',
      error.response?.data || error.message
    );
    throw error;
  }
}

// Usage Example
const accessToken = 'YOUR_JWT_ACCESS_TOKEN';
payoffLoan(accessToken, {
  loanApplicationId: '123e4567-e89b-12d3-a456-426614174000',
  paymentMethod: 'WALLET',
  transactionPin: '1234',
});