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GET
/
api
/
v1
/
services
/
user
/
get-loan-terms
/
{organisationId}
[https://finlend.fincode.software/api/v1/services/user/get-loan-terms/{organisationId}](https://finlend.fincode.software/api/v1/services/user/get-loan-terms/{organisationId})

{
  "status": "<string>",
  "data": {
    "organisationId": "<string>",
    "termsAndConditions": "<string>",
    "interestRateRange": {},
    "feeStructure": {},
    "repaymentTerms": {},
    "eligibilityCriteria": {},
    "lastUpdated": "<string>"
  }
}
Fetches the loan terms and conditions, including interest rates, fees, repayment schedules, and other important terms that apply to loans from a specific organization. 
[https://finlend.fincode.software/api/v1/services/user/get-loan-terms/{organisationId}](https://finlend.fincode.software/api/v1/services/user/get-loan-terms/{organisationId})

​
Request Headers

​
X-Auth-Token
string
required
The JWT Access Token obtained from the /login or /refresh-token endpoint.
​
x-idempotency-key
string
required
Unique idempotency key for the request to prevent duplicate processing.
​
x-fapi-auth-date
string
required
The date and time at which the request was initiated (ISO 8601 format).
​
x-fapi-customer-ip-address
string
required
The IP address of the customer making the request.
​
x-fapi-interaction-id
string
required
Unique identifier for the interaction/session.

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Path Parameters

​
organisationId
string
required
The unique identifier (UUID) of the organization whose loan terms to retrieve.

​
Response

Returns the loan terms and conditions for the organization.
​
status
string
default:"SUCCESS"
Overall status of the API request.
​
data
object
Loan terms and conditions details.

​
Code Examples

curl --location 'https://finlend.fincode.software/api/v1/services/user/get-loan-terms/123e4567-e89b-12d3-a456-426614174000' \
--header 'X-Auth-Token: YOUR_JWT_ACCESS_TOKEN' \
--header 'x-idempotency-key: unique-key-12345' \
--header 'x-fapi-auth-date: 2024-01-15T10:30:00Z' \
--header 'x-fapi-customer-ip-address: 192.168.1.1' \
--header 'x-fapi-interaction-id: interaction-12345'