Accept Loan Terms

curl --request PUT \
  --url https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}

const options = {method: 'PUT'};

fetch('https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "PUT",
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}"

	req, _ := http.NewRequest("PUT", url, nil)

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Put.new(url)

response = http.request(request)
puts response.read_body

PUT

user

accept-terms-and-conditions

{loanApplicationId}

Accept Loan Terms

curl --request PUT \
  --url https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}

const options = {method: 'PUT'};

fetch('https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "PUT",
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}"

	req, _ := http.NewRequest("PUT", url, nil)

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://{tenant}.fincode.software/api/v1/services/user/accept-terms-and-conditions/{loanApplicationId}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Put.new(url)

response = http.request(request)
puts response.read_body

This endpoint runs when customers accept the terms and conditions for an approved loan offer. Upon acceptance, the loan is automatically disbursed to the customer.

Request Headers

string

required

The JWT Access Token obtained from the /login or /refresh-token endpoint.

string

required

Unique idempotency key for the request to prevent duplicate processing.

string

required

The date and time at which the request was initiated (ISO 8601 format).

string

required

The IP address of the customer making the request.

string

required

Unique identifier for the interaction/session.

string

default:"application/json"

required

Must be application/json.

Path Parameters

string

required

The unique identifier (UUID) of the loan application for which terms are being accepted.

Code Examples

curl --location --request PUT 'https://{your-domain}.fincode.software/api/v1/services/user/accept-terms-and-conditions/123e4567-e89b-12d3-a456-426614174000' \
--header 'X-Auth-Token: YOUR_JWT_ACCESS_TOKEN' \
--header 'x-idempotency-key: unique-key-12345' \
--header 'x-fapi-auth-date: 2024-01-15T10:30:00Z' \
--header 'x-fapi-customer-ip-address: 192.168.1.1' \
--header 'x-fapi-interaction-id: interaction-12345'

const axios = require('axios');

const BASE_URL = 'https://{your-domain}.fincode.software/api/v1/services/user';

async function acceptTermsAndConditions(accessToken, loanApplicationId) {
  try {
    const response = await axios.put(
      `${BASE_URL}/accept-terms-and-conditions/${loanApplicationId}`,
      {},
      {
        headers: {
          'X-Auth-Token': accessToken,
          'x-idempotency-key': `key-${Date.now()}`,
          'x-fapi-auth-date': new Date().toISOString(),
          'x-fapi-customer-ip-address': '192.168.1.1',
          'x-fapi-interaction-id': `interaction-${Date.now()}`,
        },
      }
    );

    return response.data.data;
  } catch (error) {
    console.error(
      'Failed to accept terms and conditions:',
      error.response?.data || error.message
    );
    throw error;
  }
}

Path Parameters

loanApplicationId

string

required

Response

200

Terms accepted and loan disbursed

Getting Started

Core Flows

API Endpoints

Accept Loan Terms

Request Headers

Path Parameters

Code Examples

Path Parameters

Response

​Request Headers

​Path Parameters

​Code Examples

Path Parameters

Response

Request Headers

Path Parameters

Code Examples