Wallet Payments

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Wallet Payment Flow

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Key Features

• Instant Payment: Wallet balance is debited immediately.
• No Third-Party Gateway Required: Fully internal processing.
• Integrated Tracking: Payment status updates in real-time.
• Fallback Options: Customer can top up wallet if insufficient balance.

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API Endpoints

• Make Payment from Wallet

POST /makepaymentfromwalletaccount

• Get Wallet Balance

GET /wallet/balance

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Integration Example

{
  "pcn": "PCN123456",
  "payAbleType": "WALLET",
  "amount": "100.00",
  "currency": "USD"
}

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Best Practices

• Ensure the customer has sufficient balance before initiating payment.
• Handle FAILED status by prompting the customer to top up.
• Poll or subscribe to wallet transaction webhooks for real-time updates.