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Wallet payments allow customers to pay instantly using their wallet balance. This is typically the fastest payment method and is fully integrated within the platform.

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Wallet Payment Flow

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Key Features

  • Instant Payment: Wallet balance is debited immediately.
  • No Third-Party Gateway Required: Fully internal processing.
  • Integrated Tracking: Payment status updates in real-time.
  • Fallback Options: Customer can top up wallet if insufficient balance.

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API Endpoints

  • Make Payment from Wallet
POST /makepaymentfromwalletaccount
  • Get Wallet Balance
GET /wallet/balance

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Integration Example

{
  "pcn": "PCN123456",
  "payAbleType": "WALLET",
  "amount": "100.00",
  "currency": "USD"
}

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Best Practices

  • Ensure the customer has sufficient balance before initiating payment.
  • Handle FAILED status by prompting the customer to top up.
  • Poll or subscribe to wallet transaction webhooks for real-time updates.

Create Payable & Make Payment

Learn how to create a payable item and pay via wallet.