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This endpoint allows a user to mark a payment as ‘I will pay later’. It is typically used when a customer cannot pay immediately but wants the payment recorded in the Awaiting Payments List for follow-up. This API is used by dashboards, finance teams, or back-office operations to:
  • Record a payment intent without actual funds transfer
  • Generate an awaiting payment entry tied to the PCN and payable type
  • Allow subsequent operations to track or confirm the payment

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Authentication

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X-Auth-Token
string
required
Authentication token obtained after login.
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uuid
string
required
Device UUID used for request tracking.
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platform
string
required
Platform identifier (e.g., “WEB”, “ANDROID”, “IOS”).

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Path Parameters

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pcn
string
required
Payment code number (PCN) of the payable item. Minimum length: 3.
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payableType_String
string
required
Payable type associated with the PCN. Minimum length: 5. Supported values correspond to the PayableType enum.

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Code Examples

curl --request PUT \
  --url "https://remitjunction.fincode.software/api/v6/services/paymentmanagement/bank-iwillpaylater-wallet/PCN123/TRANSACTION" \
  --header 'Content-Type: application/json' \
  --header 'X-Auth-Token: your_auth_token' \
  --header 'uuid: your_device_uuid' \
  --header 'platform: WEB'

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Use Cases

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1. Mark a Payment as “I Will Pay Later”

await bankIWillPayLater("PCN123", "TRANSACTION");

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2. Track Payments Awaiting Customer Action

const response = await bankIWillPayLater("PCN678", "BILL");
console.log(response.data.ref, response.data.payableItemId);