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Card payments allow customers to pay using debit or credit cards through integrated payment gateways. Payment may succeed or fail based on gateway verification.

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Card Payment Flow

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Key Features

  • Secure Payment Gateway: Process payments using PCI-compliant gateways.
  • Instant Verification: Payment status confirmed immediately by gateway.
  • Error Handling: Manage declined transactions with proper feedback.
  • Multi-Currency Support: Process payments in supported currencies.

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API Endpoint

  • Process Card Payment
POST /process-card-payment

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Request Example

{
  "currencyiso3a": "USD",
  "pan": "4111111111111111",
  "expirydate": "12/2026",
  "securitycode": "123",
  "requesttypedescriptions": "wallet funding",
  "baseamount": "100.00",
  "pcn": "PCN123456"
}

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Best Practices

  • Validate card details before sending to gateway.
  • Handle FAILED transactions with retries or alternative payment methods.
  • Log transaction reference for reconciliation and auditing.
  • Implement webhooks or polling to monitor payment status.

Process Card Payment

Learn how to process card payments via API.