Create Transaction
curl --request POST \
--url https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction \
--header 'Content-Type: application/json' \
--header 'X-Auth-Token: <x-auth-token>' \
--header 'X-Idempotency-Key: <x-idempotency-key>' \
--header 'ipAddress: <ipaddress>' \
--header 'password: <password>' \
--header 'platform: <platform>' \
--header 'uuid: <uuid>' \
--data '
{
"amount": "<string>",
"sendAmount": "<string>",
"inclussive": true,
"receivingCurrency": "NGN",
"sendCurrency": "GBP",
"type": "ACCOUNTPAYMENT",
"preExistingSenderCustomerCode": "<string>",
"preExistingRecipientCustomerCode": "<string>",
"creditParty": [
{}
],
"internationalTransferInformation": {},
"transactionProcessingMode": "NONE_AGGREGATION",
"descriptionText": "<string>",
"transactionModule": "REMITTANCE"
}
'import requests
url = "https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction"
payload = {
"amount": "<string>",
"sendAmount": "<string>",
"inclussive": True,
"receivingCurrency": "NGN",
"sendCurrency": "GBP",
"type": "ACCOUNTPAYMENT",
"preExistingSenderCustomerCode": "<string>",
"preExistingRecipientCustomerCode": "<string>",
"creditParty": [{}],
"internationalTransferInformation": {},
"transactionProcessingMode": "NONE_AGGREGATION",
"descriptionText": "<string>",
"transactionModule": "REMITTANCE"
}
headers = {
"platform": "<platform>",
"uuid": "<uuid>",
"X-Auth-Token": "<x-auth-token>",
"password": "<password>",
"ipAddress": "<ipaddress>",
"X-Idempotency-Key": "<x-idempotency-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
platform: '<platform>',
uuid: '<uuid>',
'X-Auth-Token': '<x-auth-token>',
password: '<password>',
ipAddress: '<ipaddress>',
'X-Idempotency-Key': '<x-idempotency-key>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: '<string>',
sendAmount: '<string>',
inclussive: true,
receivingCurrency: 'NGN',
sendCurrency: 'GBP',
type: 'ACCOUNTPAYMENT',
preExistingSenderCustomerCode: '<string>',
preExistingRecipientCustomerCode: '<string>',
creditParty: [{}],
internationalTransferInformation: {},
transactionProcessingMode: 'NONE_AGGREGATION',
descriptionText: '<string>',
transactionModule: 'REMITTANCE'
})
};
fetch('https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'amount' => '<string>',
'sendAmount' => '<string>',
'inclussive' => true,
'receivingCurrency' => 'NGN',
'sendCurrency' => 'GBP',
'type' => 'ACCOUNTPAYMENT',
'preExistingSenderCustomerCode' => '<string>',
'preExistingRecipientCustomerCode' => '<string>',
'creditParty' => [
[
]
],
'internationalTransferInformation' => [
],
'transactionProcessingMode' => 'NONE_AGGREGATION',
'descriptionText' => '<string>',
'transactionModule' => 'REMITTANCE'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-Auth-Token: <x-auth-token>",
"X-Idempotency-Key: <x-idempotency-key>",
"ipAddress: <ipaddress>",
"password: <password>",
"platform: <platform>",
"uuid: <uuid>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction"
payload := strings.NewReader("{\n \"amount\": \"<string>\",\n \"sendAmount\": \"<string>\",\n \"inclussive\": true,\n \"receivingCurrency\": \"NGN\",\n \"sendCurrency\": \"GBP\",\n \"type\": \"ACCOUNTPAYMENT\",\n \"preExistingSenderCustomerCode\": \"<string>\",\n \"preExistingRecipientCustomerCode\": \"<string>\",\n \"creditParty\": [\n {}\n ],\n \"internationalTransferInformation\": {},\n \"transactionProcessingMode\": \"NONE_AGGREGATION\",\n \"descriptionText\": \"<string>\",\n \"transactionModule\": \"REMITTANCE\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("platform", "<platform>")
req.Header.Add("uuid", "<uuid>")
req.Header.Add("X-Auth-Token", "<x-auth-token>")
req.Header.Add("password", "<password>")
req.Header.Add("ipAddress", "<ipaddress>")
req.Header.Add("X-Idempotency-Key", "<x-idempotency-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction")
.header("platform", "<platform>")
.header("uuid", "<uuid>")
.header("X-Auth-Token", "<x-auth-token>")
.header("password", "<password>")
.header("ipAddress", "<ipaddress>")
.header("X-Idempotency-Key", "<x-idempotency-key>")
.header("Content-Type", "application/json")
.body("{\n \"amount\": \"<string>\",\n \"sendAmount\": \"<string>\",\n \"inclussive\": true,\n \"receivingCurrency\": \"NGN\",\n \"sendCurrency\": \"GBP\",\n \"type\": \"ACCOUNTPAYMENT\",\n \"preExistingSenderCustomerCode\": \"<string>\",\n \"preExistingRecipientCustomerCode\": \"<string>\",\n \"creditParty\": [\n {}\n ],\n \"internationalTransferInformation\": {},\n \"transactionProcessingMode\": \"NONE_AGGREGATION\",\n \"descriptionText\": \"<string>\",\n \"transactionModule\": \"REMITTANCE\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["platform"] = '<platform>'
request["uuid"] = '<uuid>'
request["X-Auth-Token"] = '<x-auth-token>'
request["password"] = '<password>'
request["ipAddress"] = '<ipaddress>'
request["X-Idempotency-Key"] = '<x-idempotency-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"amount\": \"<string>\",\n \"sendAmount\": \"<string>\",\n \"inclussive\": true,\n \"receivingCurrency\": \"NGN\",\n \"sendCurrency\": \"GBP\",\n \"type\": \"ACCOUNTPAYMENT\",\n \"preExistingSenderCustomerCode\": \"<string>\",\n \"preExistingRecipientCustomerCode\": \"<string>\",\n \"creditParty\": [\n {}\n ],\n \"internationalTransferInformation\": {},\n \"transactionProcessingMode\": \"NONE_AGGREGATION\",\n \"descriptionText\": \"<string>\",\n \"transactionModule\": \"REMITTANCE\"\n}"
response = http.request(request)
puts response.read_bodyAPI Endpoints
Create Transaction (Direct)
Initiate a new remittance transaction using pre-registered sender and recipient customer codes.
POST
/
transactionmanagement
/
create-transaction
Create Transaction
curl --request POST \
--url https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction \
--header 'Content-Type: application/json' \
--header 'X-Auth-Token: <x-auth-token>' \
--header 'X-Idempotency-Key: <x-idempotency-key>' \
--header 'ipAddress: <ipaddress>' \
--header 'password: <password>' \
--header 'platform: <platform>' \
--header 'uuid: <uuid>' \
--data '
{
"amount": "<string>",
"sendAmount": "<string>",
"inclussive": true,
"receivingCurrency": "NGN",
"sendCurrency": "GBP",
"type": "ACCOUNTPAYMENT",
"preExistingSenderCustomerCode": "<string>",
"preExistingRecipientCustomerCode": "<string>",
"creditParty": [
{}
],
"internationalTransferInformation": {},
"transactionProcessingMode": "NONE_AGGREGATION",
"descriptionText": "<string>",
"transactionModule": "REMITTANCE"
}
'import requests
url = "https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction"
payload = {
"amount": "<string>",
"sendAmount": "<string>",
"inclussive": True,
"receivingCurrency": "NGN",
"sendCurrency": "GBP",
"type": "ACCOUNTPAYMENT",
"preExistingSenderCustomerCode": "<string>",
"preExistingRecipientCustomerCode": "<string>",
"creditParty": [{}],
"internationalTransferInformation": {},
"transactionProcessingMode": "NONE_AGGREGATION",
"descriptionText": "<string>",
"transactionModule": "REMITTANCE"
}
headers = {
"platform": "<platform>",
"uuid": "<uuid>",
"X-Auth-Token": "<x-auth-token>",
"password": "<password>",
"ipAddress": "<ipaddress>",
"X-Idempotency-Key": "<x-idempotency-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
platform: '<platform>',
uuid: '<uuid>',
'X-Auth-Token': '<x-auth-token>',
password: '<password>',
ipAddress: '<ipaddress>',
'X-Idempotency-Key': '<x-idempotency-key>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: '<string>',
sendAmount: '<string>',
inclussive: true,
receivingCurrency: 'NGN',
sendCurrency: 'GBP',
type: 'ACCOUNTPAYMENT',
preExistingSenderCustomerCode: '<string>',
preExistingRecipientCustomerCode: '<string>',
creditParty: [{}],
internationalTransferInformation: {},
transactionProcessingMode: 'NONE_AGGREGATION',
descriptionText: '<string>',
transactionModule: 'REMITTANCE'
})
};
fetch('https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'amount' => '<string>',
'sendAmount' => '<string>',
'inclussive' => true,
'receivingCurrency' => 'NGN',
'sendCurrency' => 'GBP',
'type' => 'ACCOUNTPAYMENT',
'preExistingSenderCustomerCode' => '<string>',
'preExistingRecipientCustomerCode' => '<string>',
'creditParty' => [
[
]
],
'internationalTransferInformation' => [
],
'transactionProcessingMode' => 'NONE_AGGREGATION',
'descriptionText' => '<string>',
'transactionModule' => 'REMITTANCE'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-Auth-Token: <x-auth-token>",
"X-Idempotency-Key: <x-idempotency-key>",
"ipAddress: <ipaddress>",
"password: <password>",
"platform: <platform>",
"uuid: <uuid>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction"
payload := strings.NewReader("{\n \"amount\": \"<string>\",\n \"sendAmount\": \"<string>\",\n \"inclussive\": true,\n \"receivingCurrency\": \"NGN\",\n \"sendCurrency\": \"GBP\",\n \"type\": \"ACCOUNTPAYMENT\",\n \"preExistingSenderCustomerCode\": \"<string>\",\n \"preExistingRecipientCustomerCode\": \"<string>\",\n \"creditParty\": [\n {}\n ],\n \"internationalTransferInformation\": {},\n \"transactionProcessingMode\": \"NONE_AGGREGATION\",\n \"descriptionText\": \"<string>\",\n \"transactionModule\": \"REMITTANCE\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("platform", "<platform>")
req.Header.Add("uuid", "<uuid>")
req.Header.Add("X-Auth-Token", "<x-auth-token>")
req.Header.Add("password", "<password>")
req.Header.Add("ipAddress", "<ipaddress>")
req.Header.Add("X-Idempotency-Key", "<x-idempotency-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction")
.header("platform", "<platform>")
.header("uuid", "<uuid>")
.header("X-Auth-Token", "<x-auth-token>")
.header("password", "<password>")
.header("ipAddress", "<ipaddress>")
.header("X-Idempotency-Key", "<x-idempotency-key>")
.header("Content-Type", "application/json")
.body("{\n \"amount\": \"<string>\",\n \"sendAmount\": \"<string>\",\n \"inclussive\": true,\n \"receivingCurrency\": \"NGN\",\n \"sendCurrency\": \"GBP\",\n \"type\": \"ACCOUNTPAYMENT\",\n \"preExistingSenderCustomerCode\": \"<string>\",\n \"preExistingRecipientCustomerCode\": \"<string>\",\n \"creditParty\": [\n {}\n ],\n \"internationalTransferInformation\": {},\n \"transactionProcessingMode\": \"NONE_AGGREGATION\",\n \"descriptionText\": \"<string>\",\n \"transactionModule\": \"REMITTANCE\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["platform"] = '<platform>'
request["uuid"] = '<uuid>'
request["X-Auth-Token"] = '<x-auth-token>'
request["password"] = '<password>'
request["ipAddress"] = '<ipaddress>'
request["X-Idempotency-Key"] = '<x-idempotency-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"amount\": \"<string>\",\n \"sendAmount\": \"<string>\",\n \"inclussive\": true,\n \"receivingCurrency\": \"NGN\",\n \"sendCurrency\": \"GBP\",\n \"type\": \"ACCOUNTPAYMENT\",\n \"preExistingSenderCustomerCode\": \"<string>\",\n \"preExistingRecipientCustomerCode\": \"<string>\",\n \"creditParty\": [\n {}\n ],\n \"internationalTransferInformation\": {},\n \"transactionProcessingMode\": \"NONE_AGGREGATION\",\n \"descriptionText\": \"<string>\",\n \"transactionModule\": \"REMITTANCE\"\n}"
response = http.request(request)
puts response.read_bodyInitiates a new transaction. Both the sender and recipient must already be registered on the platform — pass their customer codes in
preExistingSenderCustomerCode and preExistingRecipientCustomerCode.
For the full field reference, see Create Transaction.
Quick Reference
| Field | Required | Notes |
|---|---|---|
X-Idempotency-Key | Header — required | Prevents duplicate transactions on retry |
ipAddress | Header — required | Device IP of the person initiating the transaction |
preExistingSenderCustomerCode | Body — required | Sender’s customer code |
preExistingRecipientCustomerCode | Body — required | Recipient’s customer code |
type | Body — required | Delivery method: ACCOUNTPAYMENT, MOBILE_MONEY, CASH_PICKUP, WALLET |
creditParty | Body — required | Recipient account details as lowercase key-value pairs |
internationalTransferInformation | Body — required | originCountry, receivingCountry, remittancePurpose, sourceOfFunds |
Code Example
cURL
curl -X POST 'https://{your-domain}.fincode.software/api/v6/services/transactionmanagement/create-transaction' \
--header 'X-Auth-Token: YOUR_TOKEN' \
--header 'X-Idempotency-Key: a1b2c3d4-e5f6-7890-abcd-ef1234567890' \
--header 'ipAddress: 192.168.1.100' \
--header 'Content-Type: application/json' \
--header 'platform: fincode' \
--header 'uuid: 200' \
--data '{
"amount": 150000,
"sendAmount": 100,
"inclussive": false,
"sendCurrency": "GBP",
"receivingCurrency": "NGN",
"type": "ACCOUNTPAYMENT",
"transactionProcessingMode": "REAL_TIME",
"preExistingSenderCustomerCode": "VJJGVE",
"preExistingRecipientCustomerCode": "BNADKO",
"creditParty": [
{"key": "bankname", "value": "GTBank"},
{"key": "bankaccountno", "value": "0123456789"},
{"key": "accountholdername", "value": "Ada Okonkwo"},
{"key": "bankcode", "value": "058"},
{"key": "swiftbic", "value": "GTBINGLA"}
],
"internationalTransferInformation": {
"originCountry": "GBR",
"receivingCountry": "NGA",
"remittancePurpose": "FAMILY_SUPPORT",
"sourceOfFunds": "SALARY"
},
"dynamicFields": {},
"eligibleDocumentList": []
}'
Headers
Body
application/json
Response
200
Transaction created
