> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fincode.technology/llms.txt
> Use this file to discover all available pages before exploring further.

# Bank Transfers

Bank transfers allow customers to pay offline and notify the system when payment is made. Admin approval is required to complete the transaction.

## Bank Transfer Flow

```mermaid theme={null}
flowchart TD
    A[PENDING_PAYMENT] --> B[AWAITING_APPROVAL]
    B --> C[PAID]
    B --> D[CANCELLED]
    C --> E[PAID_OUT]
    C --> F[CANCELLED]
```

### Key Features

* **Offline Payment**: Customer transfers money via their bank.
* **Admin Verification**: Payment requires confirmation by system admin.
* **Notifications**: Alerts sent to admin and customer when payment is made.
* **Flexible Timing**: Customer can pay later using `bank_pay_later` option.

### API Endpoints

* **Notify Bank Transfer Payment**

```http theme={null}
POST /notify-bank-transfer-payment
```

* **Mark I Will Pay Later**

```http theme={null}
PUT /bank-iwillpaylater-wallet/{pcn}/{payableType}
```

### Best Practices

* Use `AWAITING_APPROVAL` to track payments waiting for verification.
* Admin should verify bank transfer before marking as `PAID`.
* Ensure notifications are triggered for both customer and admin.
* Handle `CANCELLED` state if payment is not received.

<Card title="Notify Payment" href="/api/deposit-engine/notify-bank-transfer-payment">
  Learn how to notify and confirm bank transfer payments.
</Card>

```
```